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Perfect Time for a New Home at The Canoe Club

December is the perfect time of the year to put your new home under contract for early 2020 move-in dates.  Homes are move-in ready now and many will be ready for an early spring move-in date.

Not sure if now is the best time?

This article in talks about interest rates.  It is true that if you purchase now, the rates are much lower than they were a year ago.  Not only that but there is no guarantee that the rates will not go up substantially in 2020 so it’s best to lock in these low rates and get much more for your money.

“Over the past year, mortgage rates have fallen more than a full percentage point. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits.

The article goes on to say: “Last year at this time, mortgage rates were 4.63% (substantially higher than they are today). If you’re one who waited for a better time to make a move, market conditions have improved significantly. Today’s low mortgage rates combined with increasing wages are making homes much more affordable than they were just one year ago, so it’s a great time to get more for your money and consider a new home.”The chart below shows how much you would save based on today’s rates, compared to what you would have paid if you purchased a house exactly one year ago, depending on how much you finance.’

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